In Arizona, the laws related to driving on public roads are clear: all motorists must carry automobile insurance that meets minimum standards. There are no exceptions for drivers who do not drive very far or very often. There are no exceptions for motorists who are “extra careful” behind the wheel. Everyone is legally required to have automobile insurance.
But despite these requirements, officials estimate that 12 percent of all drivers on Arizona roads are operating illegally because they have no insurance. They are not protected in the event they are involved in a collision nor are those in other vehicles who may be in the same crash. This means that if you are involved in a car accident, there is approximately a one-out-of-eight chance that the other driver is uninsured.
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